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What’s the difference between leasing and buying a vehicle?

When you’re looking at a new vehicle, you have two options for payment: leasing and purchasing. Both require a credit approval and monthly financing. But what’s the difference between the two? Being informed of your options can help you make the right choice and get the best deal on your new vehicle.

Leasing

Think of leasing like you would renting; you’re paying a monthly payment for the use of the vehicle without paying toward owning it. Just as you would sign the lease to rent an apartment, leasing a vehicle has a preset term limit before you return it back to the dealership, which can be either a length of time or a specific mileage limit. A lease may or may not require a down payment, which can depend on your credit application. There are several pros and cons when it comes to leasing a vehicle. One of the main benefits is a lower cost. Leasing typically comes with a lower monthly payment, and since you’re leasing a new vehicle, there’s no worry about the wear and tear you’re incurring. New vehicles are most likely covered under warranty, so you have added protection during your lease term. However, the downside is that you’re paying toward something you’ll never own. You might be limited to how often or far you can drive the vehicle due to mileage limitations, and you’ll rack up extra charges if you go over that limit.

Purchasing

When you choose to purchase a vehicle, it’s more like buying a home. Your payment goes toward the vehicle, making you the owner once your loan is paid off. At the time of purchase, you’ll submit a credit application, submit a down payment, and receive financing through the dealership or your own bank. Then, each month, you’ll pay a set monthly amount toward the ownership of your vehicle. The monthly payment tends to be higher, but it might be worth it knowing you’ll eventually be the full owner. When you purchase, you’re free to customize your vehicle and drive it as often or as far as you’d like without any penalties. Purchasing does have its downsides, though. You’re totally responsible for all maintenance and upkeep of the vehicle for as long as you own it, and depreciation rates can be unpredictable.

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Buy or Lease with Carnamic

Whether you choose to lease or purchase, you can find your next new vehicle here at Carnamic! We offer in-house financing, hassle-free lease options, and a huge selection of new vehicles at any of our Bay Area locations. Contact us today to discuss your options and get help finding your new car!

auto repair shop

Do AWD/4WD vehicles require more maintenance?

Whether it’s for the practicality or performance, owning a 4WD or AWD vehicle comes with several benefits. But all those advantages must come at a cost, right? Do they really require more maintenance than their front and rear-wheel drive counterparts? Keep reading to learn all about maintaining your 4WD or AWD vehicle and what it requires.

Drivetrain Differences

The short answer is that yes, most four-wheel-drive and all-wheel-drive vehicles do require more maintenance. That’s because each type of drivetrain works differently to power the car. With front-wheel drive vehicles, the engine pushes power only to the front two wheels. FWD vehicles are becoming the most common among all vehicle types due to their performance in muddy or hilly conditions. On the other hand, RWD transfers engine power to the back wheels. This setup is ideal for trucks that haul heavy loads or high-performance sports cars.

Both 4WD and AWD allows power to all four wheels at once, spreading power in slightly different ways. AWD can distribute power in unequal amounts to each wheel depending on the condition, while 4WD gives all wheels equal power at all times. If you’re a frequent off-roader, consider 4WD for its performance in rocky, uneven, and less-than-ideal driving conditions. Some 4WD vehicles may have a switch to seamlessly change from two-wheel drive to four for more driving options.

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Why More Maintenance is Necessary

Now that you have an idea of how each drivetrain works, it’s easy to see why 4WD and AWD both require more maintenance. The main components requiring extra work tend to be the differentials and transfer case. Transfer case fluid needs to be changed more frequently on average, with front and rear differential oil requiring changing around the same time, although that can vary depending on how you use the vehicle. For the most part, trucks used for towing will need more frequent fluid top-offs and changes. If there’s ever any question about frequency of maintenance, always check your owner’s manual or check with a service technician.

There may be a few unexpected costs associated with AWD and 4WD vehicles as well. The main one that many people don’t realize is in the tires. If one wears unevenly or happens to get damaged, you typically can’t replace just that one tier. Tires with uneven wear can actually damage the drivetrain, so you might find that you need to replace all four tires for just one flat.

Although they may require more maintenance, you might find yourself needing (or wanting) an AWD or 4WD vehicle. In that case, you can find your next one here at Carnamic! We have a wide selection of new and used vehicles in all drivetrain styles. Come down to any of our Bay Area locations for personalized service from a knowledgeable member of our sales team who can explain all the intricacies to you, and drive away in your next vehicle today!

What’s the difference between a crossover and an SUV?

If you’re shopping for a new vehicle, you’ve probably noticed the variety of choices in crossovers and SUVs. Both are becoming increasingly popular because of their added space for passenger and cargo, as well as utility and safety. They look very similar in most instances and offer many of the same benefits. So are they really different, or is it just two different names for the same thing?

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2023 hyundai santa cruz lineup

2023 Hyundai Santa Cruz Specs & Features

If you’re trying to decide between a pickup and an SUV, the 2023 Hyundai Santa Cruz gives you the best of both worlds. As the automaker’s first Sport Adventure Vehicle, the Santa Cruz shows off rugged style with added comfort and tech to take it to the next level. Available in five trim levels, the Santa Cruz gives you enough options for customizing your vehicle with all the features you need for your driving needs.

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Where can I trade in my vehicle for a new one in the Bay Area CA?

Are you ready for an upgrade? Shopping for a new car can start as an exciting experience that quickly turns stressful. But it doesn’t have to be. Finding the right dealership to trade in your vehicle can make all the difference between a fun, positive experience and a negative one. Carnamic is your one-stop shop for trading and buying, and the best part is that you can do it all right from the comfort of your own home. Or, come to one of our many dealerships located across the Bay Area for expert advice, helpful service, and a seamless trading experience.

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Car Battery Jumper Cables

What is regular maintenance in a vehicle?

When it comes to owning or even leasing a vehicle, you have to take care of it in order to get the most out of it for the long haul. If you’re leasing, you want to make sure that you don’t get dinged for anything upon turning it back into the dealership. If you own your vehicle outright, then you want to make sure that it lasts as long as possible. In either case, staying on top of regular maintenance in your vehicle will go a long way towards maximizing your vehicle’s ability and longevity.

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Where can I buy a new or used vehicle online in the Bay Area CA?

Purchasing an automobile is a big process, but it doesn’t have to be as stressful or inconvenient as it used to be for people with busy schedules or who prefer to do their shopping at home. These days, you can buy just about anything online, and that includes vehicles. If you’re trying to buy a new or used car, truck or utility vehicle in the Bay Area, California, but don’t want to go into the dealership for one reason or another, you can take care of the process right here on the Carnamic website.

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Where can I get my oil changed in the Bay Area CA?

No matter what kind of vehicle you own, one of the most important things you have to remember in order to take care of it and increase its longevity is to get your oil changed. Going too long without changing your oil can lead to damaging consequences on your engine, which will in turn lead to damage to your bank account or worse. So, if it’s time for you to get your oil changed here in the Bay Area, California, the Carnamic family of dealerships certainly has you covered.

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Selection of Hyundai Vehicle Lineup

What is the difference between a Soft Pull and a Hard Pull in automotive financing?

So, you’ve decided it’s time to get a new-to-you vehicle. Whether you’re shopping for a car that’s actually new or a pre-owned model, you’re likely going to require financing to help pay for the vehicle. Whether you’re going to opt for an automotive loan or choose to lease your vehicle, the lender will need to determine your creditworthiness. It’s important to know the difference between a soft pull and a hard pull, so that you know how your credit score might be affected throughout the process.

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